Homeownership Rate

Homeownership Rate

What does this measure?

The percentage of all occupied housing units (not vacant) that are owner-occupied (not rented).

Why is this important?

Homeownership is an important factor for neighborhood stability and civic participation. A home is a vital financial asset for a family and an investment in both the local neighborhood and surrounding community.

How is our county performing?

In 2014-18, Berks County's homeownership rate was 72%, higher than Pennsylvania, at 69%, and the U.S., at 64%. Since 2000, the rates at the county, state and national levels all decreased about 2 percentage points.

Homeownership rates in 2014-18 were 80% or higher in the Northeast, Southeast and West regions of the county and 77% in the South region. The Central region's rate was lowest, at 51%, a decline of 9 percentage points since 2000. In the City of Reading, the 2014-18 homeownership rate was 39%, down 12 percentage points since 2000.

Berks County's homeownership rate in 2014-18 was similar to Montgomery and Lebanon counties, higher than Lancaster (68%) and Lehigh (65%), and lower than Chester and Schuylkill (both at 75%).

Notes about the data

For additional detail as to how the Berks County regions are defined and which boroughs and townships are included in each, see the About Us page.

There may be additional research available on this topic. Click on Reports and Resources to learn more.

Multiyear figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. The survey provides data on characteristics of the population that used to be collected only during the decennial census.

Homeownership Rate
United States66%65%64%
Berks County74%72%72%
Berks County Regions
Reading city51%42%39%
Berks County Peers
Chester County76%76%75%
Lancaster County71%69%68%
Lebanon County73%72%70%
Lehigh County69%67%65%
Montgomery County73%73%72%
Schuylkill County78%75%75%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.

Number of Owner-occupied Housing Units
United States69,816,51375,075,70076,444,810
Berks County104,693110,864110,715
Berks County Regions
Reading city15,36713,13611,340
Berks County Peers
Chester County120,500139,815142,649
Lancaster County122,264134,847135,976
Lebanon County33,86337,43937,201
Lehigh County83,89689,96689,479
Montgomery County210,237225,139225,434
Schuylkill County47,17744,78744,275

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.

Early Prenatal Care Increasing
Early Prenatal Care by Mother's Race/Ethnicity Increasing
Children Living in Poverty Increasing
Children Living in Poverty, by Race/Ethnicity Decreasing
Single-Parent Families Increasing
Single-Parent Families by Race/Ethnicity Decreasing
Disengaged Youth Decreasing
Live Births to Teen Mothers Decreasing
Change in Population by Age and Gender Increasing
Change in Total Population by Race/Ethnicity Increasing
Population by Age and Race/Ethnicity Decreasing
Foreign-Born Population Increasing
Language Diversity Increasing
Unemployment Rate Decreasing
Change in Labor Force Increasing
Employment to Population ratio Increasing
Change in Jobs by Sector Not Applicable
Sector Share of Total Jobs Decreasing
Average Salary by Sector Not Applicable
Change in Average Salary by Sector Not Applicable
People Entering/Leaving County/Region for Work Increasing
Public Assistance Maintaining
Spending for Local Governments Maintaining
Spending for Counties Maintaining
Spending for School Districts Maintaining
Quality Early Childhood Centers Not Applicable
Prekindergarten Participation Increasing
Students Eligible for Free/Reduced Price Lunch Increasing
English Language Learners Increasing
Students Receiving Special Education Services Increasing
Per Student Spending Maintaining
Historically Underperforming Student Performance on Grade 3 English Decreasing
Historically Underperforming Student Performance on Grade 3 Math Increasing
Historically Underperforming Student Performance on Grade 8 English Decreasing
Historically Underperforming Student Performance on Grade 8 Math Decreasing
Student Performance on High School English Decreasing
Student Performance on High School Math Maintaining
High School Cohort Graduation Rate Increasing
Education Levels of Adults, by Race/Ethnicity Increasing
Brain Drain/Gain Increasing
Plans of High School Graduates Decreasing
Median Household Income Maintaining
Median Household Income by Household Type Maintaining
Living Wage Maintaining
People Living in Poverty Increasing
Working Poor Maintaining
People Receiving Federal Food Assistance Increasing
Health Status Not Applicable
People Enrolled in Medicaid Managed Care Increasing
People Without Health Insurance Decreasing
Physically Inactive Adults Not Applicable
Adults Who are Overweight or Obese Not Applicable
Students in 7-12 Overweight or Obese Increasing
Students in K-6 Overweight or Obese Increasing
Vacant Housing Units Increasing
Homeownership Rates Decreasing
Housing Affordability for Homeowners Maintaining
Housing Affordability for Homeowners by Race/Ethnicity Not Applicable
Housing Affordability for Renters Increasing
Housing Affordability for Renters, by Race/Ethnicity Not Applicable
Age of Housing Stock Decreasing
Single-Family Home Sales Increasing
Median Single-Family Home Sale Price Maintaining
Tourism Spending Maintaining
Voter Registration Rate Decreasing
Voter Participation Rate Decreasing
Average Charitable Giving Maintaining
Contributions as a Percentage of Income Maintaining
Households With Internet Access Not Applicable
Dams Not Applicable
Violent Crimes Maintaining
Property Crimes Decreasing
Incarceration Rates Maintaining
Drug Abuse Offenses Increasing
Drug Abuse Arrests Increasing
Protection from Domestic Abuse Maintaining
Means of Transportation to Work Maintaining
Average Travel Time to Work Increasing
Crashes Involving Alcohol Decreasing
Households Without Vehicles Decreasing