Homeownership Rate

Homeownership Rate

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What does this measure?

The percentage of all occupied housing units (not vacant) that are owner-occupied (not rented).

Why is this important?

Homeownership is an important factor for neighborhood stability and civic participation. A home is a vital financial asset for a family and an investment in both the local neighborhood and surrounding community.

How is our county performing?

In 2015-19, Berks County's homeownership rate was 72%, higher than Pennsylvania, at 69%, and the U.S., at 64%. Since 2000, the rates at the county, state and national levels all decreased about 2 percentage points.

Homeownership rates in 2015-19 were 80% or higher in the Northeast, Southeast and West regions of the county and 76% in the South region. The Central region's rate was lowest, at 51%, a decline of 9 percentage points since 2000. In the City of Reading, the 2015-19 homeownership rate was 39%, down 12 percentage points since 2000.

Berks County's homeownership rate in 2015-19 was similar to Montgomery and Lebanon counties, higher than Lancaster (68%) and Lehigh (64%), and lower than Chester and Schuylkill (75% and 76% respectively).

Notes about the data

For additional detail as to how the Berks County regions are defined and which boroughs and townships are included in each, see the About Us page.

There may be additional research available on this topic. Click on Reports and Resources to learn more.

Multiyear figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. The survey provides data on characteristics of the population that used to be collected only during the decennial census.

Homeownership Rate
United States66%64%64%
Berks County74%72%72%
Berks County Regions
Reading city51%43%39%
Berks County Peers
Chester County76%75%75%
Lancaster County71%69%68%
Lebanon County73%71%70%
Lehigh County69%67%64%
Montgomery County73%73%72%
Schuylkill County78%75%76%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.

Number of Owner-occupied Housing Units
United States69,816,51374,787,46077,274,381
Berks County104,693110,353110,655
Berks County Regions
Reading city15,36713,03011,463
Berks County Peers
Chester County120,500139,572143,192
Lancaster County122,264134,904137,217
Lebanon County33,86337,00237,479
Lehigh County83,89689,50289,359
Montgomery County210,237223,624226,985
Schuylkill County47,17744,42044,446

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.

Adults Who are Overweight or Obese Not Applicable
Students in K-6 Overweight or Obese Not Applicable
Students in 7-12 Overweight or Obese Not Applicable
Physically Inactive Adults Not Applicable
Students Eligible for Free/Reduced Price Lunch Increasing
Early Prenatal Care Increasing
Early Prenatal Care by Mother's Race/Ethnicity Not Applicable
Children Living in Poverty Increasing
Children Living in Poverty, by Race/Ethnicity Not Applicable
Single-Parent Families Increasing
Single-Parent Families by Race/Ethnicity Not Applicable
Disengaged Youth Decreasing
Live Births to Teen Mothers Decreasing
Population by Age Not Applicable
Children with Elevated Blood Lead Levels Maintaining
Change in Population by Age and Gender Not Applicable
Change in Total Population by Race/Ethnicity Not Applicable
Households by type Not Applicable
Foreign-Born Population Increasing
Seniors Living Alone Maintaining
Language Diversity Increasing
Unemployment Rate Increasing
Change in Labor Force Decreasing
Employment to Population ratio Decreasing
Change in Jobs by Sector Not Applicable
Sector Share of Total Jobs Not Applicable
Average Salary by Sector Not Applicable
Change in Average Salary by Sector Not Applicable
People Entering/Leaving County/Region for Work Not Applicable
Public Assistance Maintaining
Spending for Local Governments Maintaining
Spending for Counties Maintaining
Spending for School Districts Maintaining
Prekindergarten Participation Increasing
English Language Learners Increasing
Students Receiving Special Education Services Increasing
Per Student Spending Maintaining
High School Cohort Graduation Rate Increasing
Education Levels of Adults Not Applicable
Education Levels of Adults, by Race/Ethnicity Not Applicable
Brain Drain/Gain Maintaining
Plans of High School Graduates Not Applicable
Enrollment in Local Colleges Decreasing
Median Household Income Maintaining
Median Household Income by Household Type Not Applicable
Living Wage Not Applicable
People Living in Poverty Increasing
Working Poor Maintaining
People Receiving Federal Food Assistance Increasing
People Receiving Supplemental Security Income Increasing
Health Status Not Applicable
People Enrolled in Medicaid Managed Care Increasing
People Without Health Insurance Decreasing
Cancer Incidence Decreasing
Prevalence of Mental Illness Maintaining
Vacant Housing Units Increasing
Homeownership Rates Decreasing
Cost of Homeownership Maintaining
Cost of Homeownership, by Race/Ethnicity Not Applicable
Cost of Rent Increasing
Cost of Rent, by Race/Ethnicity Not Applicable
Single-Family Home Sales Increasing
Median Single-Family Home Sale Price Maintaining
Tourism Spending Maintaining
Voter Registration Rate Decreasing
Voter Participation Rate Decreasing
Average Charitable Giving Maintaining
Contributions as a Percentage of Income Maintaining
Households With Internet Access Not Applicable
Arts, Entertainment and Recreation Establishments Maintaining
Toxic Chemical Releases Decreasing
Violent Crimes Maintaining
Property Crimes Decreasing
Incarceration Rates Maintaining
Drug Abuse Offenses Increasing
Drug Abuse Arrests Increasing
Protection from Domestic Abuse Maintaining
Average Travel Time to Work Increasing
Crashes Involving Alcohol Decreasing
Households Without Vehicles Decreasing